Cash Flow Management
Inventory Financing for a Small Apparel Resale Business
A resale business owner I worked with faced the same problem every apparel reseller eventually hits: the best inventory...
Small business owner and funding writer
Renee has run a small retail business for nine years and has borrowed through a term loan, two lines of credit, and one merchant cash advance she still brings up as a cautionary tale. She writes about funding from the side that actually signs the paperwork.
Cash Flow Management
A resale business owner I worked with faced the same problem every apparel reseller eventually hits: the best inventory...
Alternative Funding
A woodworker client came to me wanting a fifteen thousand dollar loan for a full workshop buildout, a planer, a jointer, a dust...
Lines of Credit
Two lines of credit landed on my desk for the same client in the same week, one at 11 percent and one at 14 percent, and I...
Funding Readiness
A client once asked me why her interest rate seemed so much higher than the rate her friend got for what sounded like a similar...
Alternative Funding
I took a merchant cash advance in my second year of business, twelve thousand dollars to cover inventory for a busy season, and...
Business Credit Cards
Every lender I approached in my first two years in business asked for my personal guarantee, and I signed every single one...